Capital Budgeting | Process of Capital Budgeting

Capital Budgeting

          Capital Budgeting refers to strategic planning and capital allocation in a firm. Capital Budgeting a financial decision making process. It is one of the most important function of financial management and corporate finance. It is also referred to strategic asset allocation. Thus from the above things we can conclude that Capital Budgeting is a capital expenditure process of making decisions regarding the large investments in assets or any other investment deals which involves strategic allocation of capital in assets of a firm.

Capital Budgeting Process

          Capital budgeting involves the following steps,
§  Identification of potential investment opportunities
§  Assembling of proposed investments
§  Decision Making
§  Preparation of Capital Budget and Appropriation
§  Implementation
§  Performance Review
Now let us understand the Capital Budgeting process in detail step by step

§  Identification of potential investment opportunities:

 Capital Budgeting first step is identification of potential deals for investment (it may be in plant or machinery or any other investment deals).  A committee for planning estimates the future sales and production targets which help to identify the required investments to be made in Plant and Machinery, R&D  and other areas of investment. Identification of potential deals is helpful to
·        Study external environment to identify potential opportunities.
·        Formulation of corporate strategy based on SWOT
·        Sharing of Corporate strategy with those who are involved in the process.
·        Motivating employees to give suggestions

§  Assembling of proposed Investments:

The proposals which are identified by production or other departments before submission of proposals to capital budgeting committee is being studied from different angles and a report is prepared and submitted to the committee. This helps to bring coordination of interrelated activities. In this stage investment deals are classified as
·        Replacement Deals
·        Expansion Deals
·        New Product Development Opportunities
·        Obligatory and Welfare Deals

§  Decision Making

The decision is made regarding the where to invest from the opportunities identified by the executives. Based on the level of management or positions limit is assigned for the approving deals. For example a plant manager can approve investment opportunity till 5 lakhs. In this way the limits for making decision regarding the investment opportunities is being decided and setup by the company for various levels.

§  Preparation of Capital Budget and Appropriation

Based on the project budget estimation the small or large the approval varies from executives to top management level. If small capital expenditure is to be made the decision can be made by executives but if large investments are required then top management approval is needed as it is related to the firm’s financial management and its stability.

§  Implementation

This is one of the most complex, time consuming and risk fraudulent task. Delay in the implementation will raise the costs.

§  Performance Review

It is a process of comparing actual performance with the projected performance. It is conducted when the operations of the project have stabilized. It is useful in several ways
·        It throws light on realistic data to assumptions underlying projects.
·        It provides documents that are helpful in decision making
·        It uncovers the judgmental bias.

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